As the last few days of the year – 2016, pass through , many of us are busy planning for the new year party or planning for a holiday and /or looking at the year gone by -the hits, the misses, the success …. And we want to usher in the new year – 2017 … More New Year = New Resolutions !!!
Few days ago , in late November’2016, my Father-in-Law (FIL) went to a leading private bank to renew his Fixed Deposit . Keeping in mind that interests rates have gone down he was keen to renew it immediately. The bank employee, who is designated as ‘Relationship Manager ‘- RM, was quick to analyze his gullible nature … More Banks – Buyer Beware – Sales Pitch- MisSelling !!!